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Down Payment as low as 3% to 5%.
Terms available from 10 to 30 years.
Reduces borrowers expenses.
Flexible draw schedule.
95% LTV of appraised value.
INVESTMENT 20% down on 1 to 2 units.
25% down on 3 to 4 units.
VA Call for details
Guarnteed Rural Housing Call for details
COMMERCIAL Call for details


 Read Our Testimonials


They should call you the "Mortgage Mom"!

Bill Thomas


We wanted to thank you for the times you helped us refinance our old house. Also, without you guys, we don't know how we would have made out with the new house we are living in now. Anyone who wants to buy a house should come to see you first. God Bless you.

Jim and Sue Bringman


Thanks for all your work and dedication to helping us with funding our new home and with pulling everything together to help with a speedy closing on the property. We closed Friday and all went well. We will recommend your services to friends in the future. Thanks again for all!

Dwayne Baker


Working with YES Financial for our mortgage loan was a satisfying experience. Because of Barbara's vast experience, we were able to secure a mortgage loan with favorable rates and terms. We would definitely recommend her to our friends seeking to obtain a residential loan.

Glaucio & Brenda Silva