Mortgage Application Checklist
Things to help make the application process go smoothly

 1. Signed Sales Agreement and Deed to Property.
 2. Your address for the past (2) years, including landlords.
 3. W-2s or 1099s for the past two (2) years.
 4. 30 days most recent pay stubs.
 5. If self employed we need last two (2) years of tax returns and
    current profit and loss statements.
 6. If Corporation also need last two (2) years tax returns and
    current profit and loss statements.
 7. Last two (2) months checking/savings/IRA/401K statements.
    (all pages)
 8. Name, address, account numbers, monthly payments and balances
    on outstanding loans.
 9. Most current credit card statements.
10. If previously divorced need divorce decree and separation
    agreement. If paying child support or alimony privately
    need signed and notarized letter from both parties.
11. Appraisal Check
12. Photo Identification required.
13. Additional supporting data for continuation of income for
    minimum of 3 years (Awards Letters - Social Security,
    pension, etc) Social Security being received for those
    other than children must show proof of legal guardianship.




 Read Our Testimonials


They should call you the "Mortgage Mom"!

Bill Thomas


We wanted to thank you for the times you helped us refinance our old house. Also, without you guys, we don't know how we would have made out with the new house we are living in now. Anyone who wants to buy a house should come to see you first. God Bless you.

Jim and Sue Bringman


Thanks for all your work and dedication to helping us with funding our new home and with pulling everything together to help with a speedy closing on the property. We closed Friday and all went well. We will recommend your services to friends in the future. Thanks again for all!

Dwayne Baker


Working with YES Financial for our mortgage loan was a satisfying experience. Because of Barbara's vast experience, we were able to secure a mortgage loan with favorable rates and terms. We would definitely recommend her to our friends seeking to obtain a residential loan.

Glaucio & Brenda Silva