get a mortgage
So you have
decided to buy a house. It could be your
first or fifth house unless you can buy it with cash,
you will need a mortgage.
- Research which mortgage
is right for you, it may be 30 year or 15 year
fixed mortgages or adjustable rate
Step 2 - Think about what you can really afford, consider
everything from how much monthly payments you can afford,
closing costs, insurance and how much you can put down.
Consider also how much you will need for the rest of your
Step 3 - Clear
any credit problems
Step 4 - Research for
a lender and their rates, again the one that is right for
Step 5 - Get an appraisal for your house this
will ensure that you are paying the right price for it
Step 6 - Get ready for the closing. Be sure
you have time to complete any documentation, repairs and
appraisals. Once the closing day comes be prepared to read and
sign a lot of documentation. If you still have questions ask
YES Financial is here to
help you with each step along the way!